Remote Mortgage Underwriter Jobs 2021 Apply Now

Essential Job Functions:

• Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral

• Utilize client’s loan operating system to ensure accurate data entry

• Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines

• Evaluate and ensure overall loan documents are accurate, complete, and compliant

• Ability to identify and/or clear red flag or alerts

• Issue loan decision and condition file accordingly

• Review and approve conditions for compliance and completion of loan file

• Provide excellent customer service to internal and external clients

Requirements:

• Minimum 2+ years current conventional mortgage loan underwriting experience

o Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags

o Basic knowledge of appraisal and title, and ability to recognize red flags and ineligible properties

• Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP)

• Strong analytic, interpersonal, and verbal and written communication skills

• Detail-oriented with strong ability to time manage